The need to move a loved one into a nursing home or assisted living facility often comes suddenly — after a fall, a medical crisis or the loss of a caregiver.

Although 98% of seniors 65 and over have health insurance, close to four million have unpaid medical bills, according to 2023 data from the Consumer Financial Protection Bureau. That's because most ...

We expect our loved ones to be able to enjoy their golden years retiring, working on passion projects or getting into new hobbies. "No one sits around and says, 'OK, I’m ready for a nursing home.' ...