A bad credit score can impact your day-to-day transactions and more serious financial decisions. You may pay higher interest on credit cards or be pushed to pay a larger down payment on your car.

Exploring credit repair is one way to begin the process of fixing a poor credit score and could make it easier to access credit with better terms and conditions in the future. While there are ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A strong credit score is one of the most valuable tools in ...

Since lenders often use different credit scoring models or in-house guidelines, what’s considered a bad credit score varies. However, we can give you an idea of how good or bad your score is based on ...

American consumers are seeing their credit scores tumble slightly as they take on more debt and struggle with rising costs. In fact, Americans’ average credit score fell to 715, down two points year ...

Americans with a credit score of 620 or below pay what Bankrate calls a "subprime tax" that amounts to $3,400 per year, according to its new report. The "subprime tax" comes in the form of higher ...