To pay your debt off fast, you could consider an option that gives you an upfront lump sum of cash, like a home equity loan.

Paying only the minimum keeps your card current, but it can trap you in debt for years and cost thousands in interest.

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a common recommendation is to keep your utilization below 30% for a healthy ...

Paying weekly won't boost your credit by itself, but it can keep balances lower, reduce interest drag, and make spending ...

Katharine Paljug is a financial writer and editor with over a decade of industry experience. Her writing has covered nearly every aspect of the financial world, from investing in forex to paying for ...

Refunds typically take about three business days to appear on your account. However, the time to get a refund on your credit card depends on the issuer and merchant policies. Getting a debit card ...

Several different strategies can help you get out of credit card debt — from payoff plans like the avalanche and snowball methods to consolidation products like balance transfer credit cards and ...